Our ONE+ Program is making homeownership affordable
Higher mortgage interest rates and housing prices combined with inflation have significantly affected qualified buyers' ability to find affordable homes and financing.
The ONE+ Program solves these challenges to make homeownership
more affordable for first-time and repeat home buyers.
We give you free money.
How it Works
#1
Get up to $7,000, dependent on the purchase price
The One+ program is a 30-year fixed loan, for homes up to $350,000. First-time and repeat homebuyers are eligible. You can purchase a one-unit, primary residence only, including eligible condos, PUDs and manufactured housing.
#2
Get a Verified Approval
When you have a Verified Approval, you get the confidence of being approved – even before you start shopping! You’ll know how much you can afford and can act fast with your offer.
#3
Go Shopping &
only put 1% Down
You are only responsible for up to 1% of the purchase price. The 1% down payment requirement can even be funded entirely with eligible gifts or other grants. We even pay your mortgage insurance, helping you save on your monthly payment.
Lower Down Payments
Just a 1% down payment required from the client, and up to $7,000 is covered by us
Lower Mortgage Payments
Enhanced Purchasing Power
You are not responsible for the mortgage insurance payment
With lower payments, clients may qualify for larger loan amounts
How we Help make it Affordable
We leverage multiple strategies to get you approved, including using rental unit and boarder income is eligible.
Plus, Qualifying Income Flexibility
Apply Today
Stay Engaged with Us
Get Purchase and Refinance tips from Client Direct Mortgage CEO and Loan Officer, Ramon Von Walker at @FastEasyCheap_Mortgage on TikTok